Automated information subsystem

                                                                                       ”Credit Registry”

Certificate of State Registration

 of the Intellectual Property Object ¹ 290 of 24.12.2002

Purpose:

The subsystem has been designed to be used in the National Bank of the Republic of Kazakhstan and credit bureaus

The subsystem ensures maintenance of the database of loans, committeemen’s and contingent liabilities extended by the second-tier banks and non-banking organizations in order to obtain all necessary information concerning individuals and legal entities and their loan debts to provide the employees and the management of the Agency of the Republic of Kazakhstan on Regulation and Supervision of Financial Market and Financial Organizations with the operating information.

The unique characteristics of this system are as follows:

§         serving ad hoc queries with information output in Excel file;

§         initial information processing and preparation of consolidated and analytical reports;

§         existence of a convenient graphic interface to receive ad hoc queries by users of the AIS without applying to the designers;

§         availability of an audit journal to track user actions related to changes in database data.

Configuration:

The subsystem consists of individual modules such as: “Administrator”, “Information collection”, “User”, “Initial Information Input for the Second-Tier banks”, “Initial Information Input for the Non-banking Organizations”.

 Ergonomics and aesthetics:

The software ergonomic solutions ensure convenience and efficiency for the users. Regulatory and reference data are formed in all cases where it is possible to unify data and replace manual entry with selection of value from the list offered by the subsystem applications. Quick context search in accordance with the specified parameters is supported in the screen form tables and lists. Flexible filters and sorting and groupings make the work with the subsystem much easier.

Architecture:

It is a client-server architecture that enables working in the local network using the TCP/IP protocol. Connection between the server and employees is maintained through local network. Information exchange between the Agency and organizations that supply the necessary information (second-tier banks and non-banking organizations) is maintained through e-mail in the automatic mode with encryption by programmed-cryptographic information security means.

“Administrator” module enables the user:

§         to add new users into the system by assigning logins and passwords;

§         to assign the user access rights to system database and functions;

§         to block user access to the Automated Information System data and functions;

§         to review and to print out the audit journals about the system operations.

”Information collection” module enables the user:

§         to receive data from the second-tier banks and non-banking organizations;

§         to monitor the data received;

§         to prepare and send protocols of results of receipt to the second-tier banks and non-banking organizations.

”User” module enables the user:

§         to log in to the system;

§         to change user password;

§         to fill in and maintain data reference directories;

§         to review the entered information stored in the database;

§         to search for necessary information based on attributes with a possibility to save results in Excel file;

§         to generate statements.

”Initial Information Input for the Second-Tier Banks” and “Initial Information Input for Non-Banking Organizations” modules enable the user:

§         to enter and edit data;

§         to prepare information to be sent to the Financial Supervision Agency;

§         to download information from branches;

§         to prepare and generate reports;

§         to print out reports to be sent to the Financial Supervision Agency.

Software requirements:

Server parameters:

            Agency workstation parameters: